Roaster Finance
Coffee Roaster Finance
Indicative lease rentals for the Giesen range — at least 50% down, then a fixed monthly rental on the balance over two to five years.
A fixed rental you can budget
You pick a term from two to five years. The rental stays the same for that term, which makes production costs easier to price.
Relief as you pay, and VAT on each rental
Lease rentals can be set against corporation tax in the year you pay them, including the finance charge. VAT follows each rental rather than the whole machine on day one.
Indicative lease rentals for a new roaster, based on published UK equipment-lease pricing in September 2026 and the shape of a coffee-equipment lease quote. Subject to status, the age of the business, and the funder's credit check. This is not an offer of finance.
Rentals are shown exclusive of VAT. On a lease, VAT is charged on each rental as it falls due, not upfront on the whole machine. A VAT-registered business can usually reclaim that VAT.
Tax relief is illustrative only, at the 25% main corporation tax rate, and assumes the rentals are allowable as they are paid. Companies with profits under £50,000 pay 19%, with marginal relief in between. Buying outright, or on hire purchase, can instead qualify for the Annual Investment Allowance or full expensing on the capital cost. Ask your accountant which treatment fits.
FAQs
Coffee roaster finance FAQs
- Is the calculator figure my final monthly payment?
- No. It is an indicative rental for the machine and term you've selected, using a published 2026 equipment-lease rate rather than a personalised quote. Final terms depend on status and a credit check.
- Is the 50% deposit fixed?
- The calculator uses 50%, which is the minimum we ask for. The balance is what gets financed. A funder can ask for more depending on the business and the machine.
- How does the tax relief work?
- The saving shown is the total rentals multiplied by 25%, the main rate of corporation tax. It assumes a limited company can deduct the rentals as they are paid. Smaller companies may pay 19%. If you buy the roaster, or take it on hire purchase, you may instead claim the Annual Investment Allowance or full expensing on the capital cost in the year you buy it. That can be worth more than lease relief, and it depends on your profits. This is not tax advice.
- How is VAT treated?
- Rentals are quoted exclusive of VAT. On a lease, VAT is added to each rental as it falls due rather than on the full cash price at the start. A VAT-registered business can usually reclaim it.
Talk to the finance team
Message us the machine and term you're looking at and we'll come back with a formal quote.